Have you or someone you love experienced a dog bite?

Oregon State Law and Bend City Ordinances on Dog Bites At the Oregon State Level: At the Oregon state level, when a dog bites another person, the dog owner can be held liable for the injury. The dog owner has a duty to properly restrain their dog and leave the dog with an appropriate caretaker … Read More

I just got in a car accident, who is going to pay my medical bills?

Car Accident Related Medical Expenses By Arne Cherkoss Generally speaking, the insurance company covering the car you were in at the time of the car accident will cover your medical bills, at least initially.  This is called PIP, or Personal Injury Protection.  You may recall that PIP is available regardless of fault.  Please see my … Read More

Do I have to use turn signals?

By Arne Cherkoss The short answer is, yes. Oregon law requires the use of turn signals Every day I see drivers who fail to use their turn signals.  I’m not sure if they are aware that Oregon law requires the use of turn signals.  Notwithstanding the law, it just makes good sense to let other … Read More

Great result, shabby coverage.

I very recently arbitrated a case where my client seriously injured his neck in a car accident, requiring surgery. However, he had surgery at the same level six months prior to the accident. The guy who hit him was underinsured, so he turned a portion of the claim over to his UIM carrier, Farmers. Because … Read More

My Doctor Says I Have Degenerative Disc Disease. What is that?

By Arne Cherkoss Degenerative Disc Disease Degenerative Disc Disease, or DDD, is the degeneration of the disc between vertebrae, resulting in pain.  Disc degeneration is a normal part of aging and for most people it is not a problem.  Meaning, a person may have disc degeneration and be symptom free.  Other people are not so … Read More

How Much Auto Insurance Coverage Should I Have?

As a lawyer who has practiced both as an insurance defense attorney, and as a personal injury attorney, I’m often asked my opinion as to how much automobile insurance a person should have.  The quick answer is $100,000/$300,000 with $100,000 in Personal Injury Protection (PIP) coverage.  I will explain in detail below. Here is a … Read More