What to Do After a Hit-and-Run Collision
If you were the victim of a hit-and-run collision, there are some requirements that need considered if you expect to have a valid case. For the victims of hit-and-run cases, there is certainly a lot of stress, aggravation and other emotions that will run through a person; however, it’s important to stay focused on the relevant facts of the hit-and-run collision. While emotions will certainly being running high, don’t let this prevent you from making the right decisions along the way.
Uninsured Motorist Coverage
Please keep this in mind: hit-and-run cases are handled a bit differently by insurance companies in comparison to a regular car collision. Since there is no other driver to work with as far as insurance goes, your hit-and-run collision is handled under your uninsured motorist column. This type of coverage ensures that you are covered in the event that you are in an accident that is caused by a driver who doesn’t have auto insurance or a driver who flees the scene after the accident occurs.
A Closer Look at Case Requirements
All insurance policies have certain requirements. Here are the requirements that will be considered for your potential case when dealing with a hit-and-run:
- You need to file a police report. More specifically, you need to call the police to come out right then and there at the location of the hit-and-run accident scene. Without a police report, your insurance company will not cooperate with any claim that you make.
- Utilize any independent witnesses of the factors involved with your hit-and-run. Insurance companies are often skeptical of hit-and-runs that do not have independent witnesses. Find an independent witness and make sure that his or her testimony is included in the police report.
- There needs to be significant damage to your car. Your insurance company will come out to do an examination of your car to assess the damages. If the damages are considered minimal, you may not have a case.
If you do not do meet the above-mentioned requirements, you will not have a case. For this reason, it’s important to fulfill these requirements promptly if you are in the unfortunate situation of a hit-and-run collision.
If you were the victim of a hit-and-run collision here in the state or Oregon, contact us today at Dwyer Williams Cherkoss Accident Injury Attorneys for a free case evaluation. You can also reach us directly at: 1-800-285-8678. With over 100 years of combined experience, our team of highly skilled personal injury attorneys will work hard to ensure that you receive the justice that you deserve!