Lawsuit Motivates Insurance Company to Cover Medical Expenses
Our client was commuting from her home to work in Portland, Oregon one morning when a car making a left turn failed to yield and crashed into the front of her car. She was injured in the accident and sought medical attention. Her injuries required routine medical care, including physical therapy. Her medical expenses accumulated into the thousands of dollars quickly. Although she had no health insurance, she did have personal injury protection (PIP) as part of her Oregon car insurance, as all Oregon drivers do. PIP coverage obligates the insurer to pay reasonable and necessary medical expenses for one year or up to $15,000, whichever limit comes first.
Several months after her auto accident, her insurance company required her to undergo an examination by one of their doctors. The insurance company doctor declared that she was fine and her insurance company quit paying her medical bills. This put our client in a bad situation – she had no health insurance, and now her PIP had stopped paying her medical bills. And, according to the doctor who had been treating her after the accident, she needed more medical care to recover fully. Worried about her bills and frustrated by the insurance company, she made the decision to get help from an experienced auto accident injury attorney.
When I took the case, I contacted the insurance company and tried to negotiate with them to start paying her medical expenses again. They refused. That was an unsatisfactory outcome, so I filed a lawsuit demanding that her medical bills be covered in accordance with Oregon’s PIP coverage law. Filing the lawsuit got their attention, and they realized they couldn’t ignore our client or her claim. They reversed their decision and paid all of her medical bills, as well as my attorney fees and the cost of filing the lawsuit.
If you’ve been injured in a car accident and can’t get the coverage due to you from the insurance company, we can help resolve your claim. One of our expert Personal Injury Attorneys will be happy to discuss your Oregon Personal Injury case with you. Call us now: 541-617-0555.