How Will My Medical Bills Get Paid After A Car Accident?
It’s no secret that being involved in a car accident can cause you serious harm. You could find yourself with some severe injuries that require extensive medical care. And while there are many components to a car accident, figuring out who pays for these medical bills is often a top priority. For this reason, we want to cover this specific element of a car accident to help give you a better idea of how these medical bills are handled during a car accident case.
Two Scenarios To Consider
Every car accident that occurs is made up of different facts and variables. These accidents happen for many different reasons. This is why a throughout investigation needs to take place in order to gather the facts on what transpired. However, there are two general scenarios that often occur in most accidents that will influence how the medical bills are paid. Here are the two scenarios:
- You as the driver were at fault for the accident. Oregon is a “fault” state when it comes to car accidents. This means that you and your insurance company are liable to pay for your own medical bills. You will also be held responsible to pay for the medical bills of the other party if they were injured.
- You were the victim of the car accident that occurred because of another driver’s error. In this scenario, you will be reimbursed for all of your incurred medical expenses once your insurance company settles the case. This scenario is also accurate when an accident takes place where both parties are not at fault. In other words, it was an unavoidable accident due to some unforeseen reason.
The Importance Of Having A Lawyer On Your Side
As we mentioned, car accidents are complicated cases that require thorough investigations. Not everything is as simple, or as cut and dry as the two scenarios that we mentioned above. This is why you need an experienced Oregon personal injury attorney.
When it comes to settling medical bills, insurance companies can be difficult and unwilling to cooperate under certain circumstances. This is why you need a knowledgeable lawyer who knows how to handle these insurance companies. There are certain procedures and filings that need to occur in order to properly proceed with a car accident case before an insurance company will even talk to you.
Dealing With An Uninsured Driver
You may also run into other scenarios that can make things a little more difficult. For example, maybe you were in a car accident that was caused by an uninsured driver. In the state of Oregon, every driver is required to have uninsured motorist coverage of $25,000. This coverage kicks in if the at-fault driver is uninsured. This will help you with your medical bills, but it will not cover vehicle damage. Again, a personal injury attorney will ensure that you get the most out of your settlement if you find yourself in this unfortunate situation.
If you need help settling your medical bills with a car accident case here in the state or Oregon, contact us today at Dwyer Williams Cherkoss Accident Injury Attorneys for a free case evaluation. You can also reach us directly at: 1-800-285-8678. You can count on our team of experienced personal injury attorneys to work hard for you to get the compensation that you deserve!