I just got in a car accident, who is going to pay my medical bills?

Car Accident Related Medical Expenses By Arne Cherkoss Generally speaking, the insurance company covering the car you were in at the time of the car accident will cover your medical bills, at least initially.  This is called PIP, or Personal Injury Protection.  You may recall that PIP is available regardless of fault.  Please see my … Read More

Do I have to use turn signals?

By Arne Cherkoss The short answer is, yes. Oregon law requires the use of turn signals Every day I see drivers who fail to use their turn signals.  I’m not sure if they are aware that Oregon law requires the use of turn signals.  Notwithstanding the law, it just makes good sense to let other … Read More

Great result, shabby coverage.

I very recently arbitrated a case where my client seriously injured his neck in a car accident, requiring surgery. However, he had surgery at the same level six months prior to the accident. The guy who hit him was underinsured, so he turned a portion of the claim over to his UIM carrier, Farmers. Because … Read More

My Doctor Says I Have Degenerative Disc Disease. What is that?

By Arne Cherkoss Degenerative Disc Disease Degenerative Disc Disease, or DDD, is the degeneration of the disc between vertebrae, resulting in pain.  Disc degeneration is a normal part of aging and for most people it is not a problem.  Meaning, a person may have disc degeneration and be symptom free.  Other people are not so … Read More

How Much Auto Insurance Coverage Should I Have?

As a lawyer who has practiced both as an insurance defense attorney, and as a personal injury attorney, I’m often asked my opinion as to how much automobile insurance a person should have.  The quick answer is $100,000/$300,000 with $100,000 in Personal Injury Protection (PIP) coverage.  I will explain in detail below. Here is a … Read More

What is the Oregon Basic Speed Rule?

By Arne Cherkoss Oregon statutes do not provide an absolute or fixed speed limit.  Instead, Oregon statutes establish what is known as the basic speed rule. The basic speed rule provides that no person shall drive a motor vehicle upon a highway at a speed greater than is reasonable and prudent, having due regard to … Read More

Personal Injury Update

It’s been a hectic week here at our personal injury firm… I was supposed to start a trial today in a car crash case with severe low back injuries, including an annular fissure and herniated disks (with not one, but two surgeries required).  It would have been my fourth personal accident or injury trial of … Read More

Do I qualify for PIP benefits?

By Arne Cherkoss PIP benefits Every motor vehicle liability policy issued for delivery in Oregon that covers private passenger motor vehicles must provide PIP benefits. The term motor vehicle means a self-propelled land motor vehicle or trailer, other than (1) a farm vehicle (or other self propelled equipment designed for use principally off public roads, … Read More

What is PIP, what does PIP cover, and can I get it for my motorcycle?

PIP stands for personal injury protection. Oregon law requires all automobile insurance policies issued in Oregon to have PIP benefits. Generally, PIP provides no fault insurance for automobiles. This means your PIP benefits are available even if the accident is your fault. PIP benefits cover things like medical expenses, lost wages, essential services, and funeral … Read More