oregon insurance coverage

Treatment Costs Covered for Uninsured Driver in Rear-End Collision

In this Central Oregon rear-end auto collision case, our client was injured while driving his car down a busy street in Bend.  He was sitting at an intersection, waiting for his traffic light to turn green from red, when another driver plowed into him from behind.  The force of this collision lurched our client and his vehicle forward suddenly, which injured our client’s neck and back.

Oregon Auto Accident Injury Attorneys | Oregon Rear-End Collision LawyersUnfortunately, at the time of this accident our client didn’t have health insurance and his auto insurance policy did not include coverage of medical expenditures related to auto accidents.  Our client called the experienced and tough Oregon auto accident injury lawyers at Dwyer Williams Dretke PC to help him get the treatment he needed and to settle this auto injury claim.

We contacted our client’s medical providers right away and offered to protect their accounts if they would treat our client for his accident-related injuries and hold on billing him.  The providers agreed, allowing our client to complete treatment for his auto accident-related injuries.

Once our client had finished treating his injuries, we sent a demand package to the at-fault driver’s insurance company.  They almost immediately began negotiating a settlement with us.  Our client accepted a fair offer and was happy with his treatment as well as with his representation by the compassionate yet tough Oregon auto accident attorneys at Dwyer Williams Dretke.

Does it Matter Which Doctor Treats Your Accident-Related Injuries?

Happy Friday!  Today’s video from our founder and senior partner Roy Dwyer addresses a common question that clients bring to us after they have been injured in a serious accident: does it matter which doctor treats my accident-related injuries?

As Roy explains in this clip, your choice of medical provider is indeed an important consideration in your personal injury claim. The more specialists who you consult with, the higher your overall cost of medical treatment and the more that insurance providers will object to covering your claims.

If you have been injured in an accident in the state of Oregon, contact an experienced personal injury attorney right away. Call us for a free consultation at 541-617-0555 – we can help you.

To view additional informative videos about personal injury law in the state of Oregon, visit Dwyer Williams Dretke PC’s You Tube channel.

Car Accident Injury Victim Recovers Lost Wages

Our client was driving her car along a busy street in Bend.  As she approached an intersection, she noted that the light was green for traffic moving in her direction, and proceeded through the intersection.  When her car was half way through the intersection, another motorist ran a red light and crashed his vehicle into hers.

Oregon Auto Accident Injury Attorneys | Oregon Personal Injury AttorneysOur client’s doctors instructed her not to work while she was recuperating from her accident-related injuries.  She had no income during this time and was struggling to keep up with her bills.  She called the experienced personal injury and auto accident attorneys at Dwyer Williams Dretke PC to represent her in this stressful case.

We immediately made contact with the at-fault driver’s insurer as well as our client’s own auto insurance company.  We worked with our client’s employer and doctors to get the information requested by her insurance company so that she could begin receiving compensation for her wage loss.  Once she was receiving loss of income compensation, which was a pressing concern and priority for our client, she was able to focus her attention on recovering from her injuries.

The caring personal injury attorneys at Dwyer Williams Dretke PC evaluated our client’s claim after she completed treatment.  We met to discuss her claim and decide on our approach to settling it.  The case quickly settled for a fair value and our client was finally able to move on with her life.

How to Bring a Ski Resort Accident Claim

Regardless of who is legally responsible for causing your ski or snowboard accident injury,  if you have been injured at a ski resort then you must notify the ski area operator of the injury by registered or certified mail within 180 days of discovering your injury.  Failure to notify the ski resort within a time designated by Oregon law bars a claim for injury or wrongful death.  However, there are a few exceptions to this rule:

  • If a ski operator had knowledge of the injury or death within 180 days of its occurrence, then failure of the injured party to provide notice will not bar the claim;
  • If there is good cause for the failure to give notice, then the claim will not be barred; and
  • If the ski resort operator failed to inform the skier or snowboarder of these notice procedures, then the claim will not be barred if it is submitted after 180 days.

After proper notice has been given to the ski area operator where the injury occurred, Oregon law requires that the injured party or his/her representative either settles the claim or files a lawsuit within two years of the date of injury.  As with all personal injury claims in the state of Oregon, there is a two-year statute of limitations on these types of cases: if you snooze, then you lose your ability to recover damages for your ski or snowboard injury.

There are several exceptions to this general statute of limitations rule.  First, claims brought on behalf of minor children and mentally disabled individuals have a longer statute of limitations because these classes of individuals are protected.  Second, if someone injured in a ski resort accident dies before two years have elapsed after the time of their injury, then an action may be commenced by that injured party’s representative within one year of that person’s death.

Oregon case law provides examples of scenarios that do not fit within skiing’s “inherent risk” as defined by Oregon’s Legislature as well as other examples that fit squarely within the definition.  For example, assume you are riding a ski lift when it breaks, sending you crashing to the ground.  You are severely injured in this accident and later you learn that the ski lift had not been regularly maintained in the months preceding your accident.  The ski area operator in this scenario is negligent and you have a good claim: falling off of an unmaintained lift is not an inherent risk of skiing even if riding a lift is.

The bottom line in ski resort accident and personal injury cases is that they are fact-specific and that it is difficult to prove a third party’s fault since skiers and snowboarders assume certain risks when they decide to hit the slopes.  That said, if you or a loved one has been injured in a ski resort accident and you believe that the negligence of another skier or the ski resort itself is primarily responsible for your injuries, then contact an experienced personal injury attorney immediately.  The personal injury attorneys at Dwyer Williams Dretke PC can evaluate your ski resort injury case and advocate on your behalf with adverse parties and insurers.

Large Winter Weather Slip and Fall Settlement Obtained for Central Oregon Woman

It had been snowing on and off for several days at the time of this Central Oregon slip and fall incident. Our client had just returned home to her Bend, Oregon, apartment complex after a day at work.  She was walking along an outdoor pathway from the parking lot to her building when things got messy. Quite unfortunately for our client, the apartment complex’s management had decided not to sand or put deicer on the pathway along which she was walking, leaving it slippery very difficult to navigate.  To make matters worse, fresh snow had fallen on the pathway obscuring the treacherous black ice that lay beneath.

Our client walked toward her apartment exercising care, but her foot slid on a patch of snow-covered ice and she fell into her stairway head-first.  Her two front teeth were knocked out and she received a deep laceration on her upper lip.

This client made contact with the apartment comlex’s insurance company immediately following her acident.  The insurer agreed to pay for her accident-related medical expenses, but it never did.  When she couldn’t get the insurance company to live up to its word, she hired the experienced premises liability injury attorneys at Dwyer Williams Dretke to represent her and to secure her medical reimbusement.

Once hired as her lawyers, we immediately went to work contacting and negotiating with the insurance adjuster.  We faxed over copies of the bills that needed to be paid along with the anticipated cost of future medical care that our client would need based on injuries that she sustained in this slip and fall accident.

After several rounds of negotiation, all of our client’s bills had been paid in full and we were able to secure her a settlemtent that fully compensated her for her pain and suffering as well as for the future cost of her medical care.  Our client was happy with the ultimate outcome in this matter.  Additionally, she informed our personal injury law firm that the apartment complex’s management now routinely puts sand and deicer down along all of the complex’s pathways during wintertime to avoid further slip and fall accidents like this one.

Premises liability is that area of personal injury law which concerns landowner liability for accidents and injuries that occur on their premises.  In the state of Oregon, landowners have responsibilities to members of the public who come upon their land.  These responsibilities differ depending on the kind of visitor you are on their premises: an invitee, a licensee, or a trespasser.  Premises liability is a complex and nuanced area of personal injury law, so if you or someone you love has been injured in a slip and fall accident, you should contact an experienced and competent premises liability attorney at once.  The lawyers at Dwyer Williams Dretke PC can help you develop and present your premises liability personal injury claims and to maximize the settlement that you are offered after being injured in a slip and fall injury.  Contact us today – we can help you.