car insurance

Injured Driver Receives Great Settlement Offer in the Nick of Time

Our client was injured while driving along a major highway in Central Oregon.  Suddenly, another driver traveling in the opposite direction decided to make a U-Turn and ended up crashing into the side of our client’s car. Once he had physically recovered from this accident, our client called the experienced Oregon car accident lawyers at Dwyer Williams Dretke to represent him.

Central Oregon Auto Accident Injury AttorneysOur client sustained several injuries in this accident, and once he had made a complete recovery we discussed his claim with him.  We next sent out a demand package to the at-fault driver’s insurer, but it would not respond.

After making no headway, we called the insurance adjuster’s supervisor and were told that the adjuster who had originally been handling our client’s claim no longer worked at the company.  We continued to keep pressure on the insurance company to make a settlement offer despite never hearing back from them.

Finally, not long before the two year statute of limitations would have expired, our tough auto accident attorneys informed the new insurance adjuster that we would be filing a lawsuit in 48 hours if a settlement offer was not presented to our client.  The new insurance adjuster quickly made our client a new and very good offer and we were able to resolve the case.

Does Having a Prior Auto Accident Injury Affect Your Settlement?

We have made it to the end of the week again. Happy Friday! In this week’s video, our founder Roy Dwyer answers a common question that clients bring to our firm – whether or not having a previous auto accident injury will affect the value of a current Oregon auto accident injury claim. Here is Roy’s answer:

As Roy explains in this video, having been involved in previous auto accidents will indeed affect the value of your Oregon auto accident injury claim. The insurance company will the take the position from the get-go that your injury today is not a new injury. What we need to do when we represent you is to make sure that your doctor indicates that at the time of your accident your precondition or existing injury was better and that the accident aggravated it.

If you have been injured in an accident in the state of Oregon, call an experienced personal injury attorney right away. Call us for a free consultation at 541-617-0555 or visit our website for more information: roydwyer.com

To view additional informative videos about personal injury law in the state of Oregon, visit Dwyer Williams Dretke PC’s You Tube channel.

Struck Pedestrian Gets Large Insurance Settlement

An Oregonian was recently walking through a parking lot to a bus stop when a driver carelessly reversed into him.  This pedestrian was knocked over with such force that his wrist and hip broke.  He called Dwyer Williams Dretke PC, experienced auto accident and pedestrian injury attorneys, and hired us to advocate on his behalf in this pedestrian accident injury claim.

Our client incurred significant accident-related medical expenses, which exceeded the at-fault driver’s insurance policy limits.  We contacted the at-fault driver’s insurance company and were able to convince it to disclose the at-fault driver’s policy limit.  Once we knew this dollar value, we next informed our client’s health insurance provider that there would be insufficient insurance money to pay all of our client’s accident-related medical and treatment bills.

After several rounds of negotiation, our client’s health insurance provider agreed to cut its lien by 50 percent.  With this reduction in place, we were able to get pay off our client’s accident-related medical expenses and to secure him a large pain and suffering settlement.  Our client was thrilled with his settlement package and with the professional pedestrian injury representation given to him by Dwyer Williams Dretke PC.

 

Generous Insurance Settlement Reached Despite Low Policy Limits

The details of another successful Dwyer Williams Dretke PC car accident injury settlement are as follows: our client, a young and able-bodied Central Oregonian woman, was having trouble starting her car.  She popped the hood and manually opened it while waiting for another motorist to pull forward and help her jump-start the car.  This motorist accidentally stepped on the gas pedal, which caused his vehicle to lurch forward and pinned our client’s leg between the two cars.  As a result of this incident, our client was seriously injured and she sought immediate medical attention for her accident-related injuries.

The at-fault driver’s insurance provider offered to pay the full policy limit toward our client’s injuries, but unfortunately the at-fault driver was only insured for the minimum amount required under Oregon law.  Under Oregon law, all vehicle insurance policies must carry at least $15,000 in Personal Injury Protection (PIP) coverage.  This meager amount was not enough to cover our client’s prohibitive medical bills.

Our client sought the help of Dwyer Williams Dretke PC because we are experienced auto accident injury lawyers with a track record of success throughout the state of Oregon.  She knew that she could entrust her legal situation with us and that we would secure her the fairest possible settlement given the facts and parties involved in this case.

After reaching out to the health providers that provided services to our client following her accident, we were able to get several to significantly reduce their bills.  We also convinced our client’s insurance provider to waive its lien on the $30,000 in medical expenses that it covered for our client.  Once these arrangements had been made, the case settled and all of our client’s accident-related medical expenses were taken care of.  Our client also received a reasonable settlement to compensate her for her pain and suffering.

Personal Injury Claim Settled after Multiple Car Collision

Oregon’s roads can be treacherous in the fall and winter months.  Whether you are driving along the overcast coast with its slick roads or in the mountains and high desert on snowy roads, Oregon’s roadway hazards are as high as its accident rates in the fall and winter.  Reduced visibility and dangerous driving conditions are primarily to blame for the spike in auto accidents and auto accident injuries this time of year.  Oregonian drivers need to be especially careful commuting and traveling during the colder months and their short days.

Dwyer Williams Dretke PC recently settled a personal injury claim stemming from a complicated multiple-vehicle car accident.  This accident occurred on a day when it had been raining heavily. There were puddles of water all over on the roadway where this accident occurred.  A man driving an east-bound vehicle lost control of his car after skidding in the standing water.  He rolled several times before his car came to rest in the westbound lane, blocking traffic in that direction.  At the same time as the driver of an east-bound motor home stopped to ask the first driver if he needed assistance, a third driver came around a bend in the road, saw the blocked lanes, and quickly swerved in an attempt to avoid hitting either of these vehicles. Despite swerving, this third driver was unable to completely avoid the collision.  She drove into the side of the motor home before her pickup truck came to rest in the opposite lane of traffic.  She was sitting in her car, stunned by the accident, when she was rear-ended by a fourth vehicle.

Not surprisingly, this driver was seriously injured by the two moments of impact.  In the first moment of impact, her forehead struck the steering wheel and she was knocked out.  In the second moment of impact, when she was struck from behind, her head flung backward and smashed out the rear window.  Ambulances transported her to the nearest Emergency Room where she received treatment for her accident-related injuries, but on the way she slipped into unconsciousness several times.

This driver was diagnosed with chronic neck pain, persistent headaches, and nerve damage to her hands.  There were many insurance companies involved in this multiple-car collision and all argued about which impact caused which of this driver’s injuries while individually denying liability for her injuries.  The driver’s own car insurance claimed that her carpal tunnel injury could not have been caused by the accidents.  She contacted Dwyer Williams Dretke PC because she knew that she needed the counsel and guidance of an experienced and competent Oregon auto accident injury lawyer.

After carefully reviewing our client’s medical records we agreed to have our client undergo an independent medical examination (IME) requested by her insurance company.  The physician who examined her during the IME determined that the carpal tunnel syndrome was a direct result of this multiple-car accident and the two moments of impact that our client experienced.  This physician further recommended that our client have immediate carpal tunnel surgery on one of her wrists but unfortunately, by this time, our client’s medical benefits through her own insurance had been fully paid out.

Dwyer Williams Dretke PC successfully negotiated a policy limits settlement with one of the involved insurance companies that covered our client’s accident-related medical injuries including the recommended future carpal tunnel surgery.  We simultaneously convinced our client’s insurance company to waive its right to Personal Injury Protection (PIP) reimbursement.  Our client was thrilled with the final settlement offer that we were able to secure for her and with her selection of Dwyer Williams Dretke in this complicated auto accident injury claim.